Have you changed your investment strategy?

Once upon a time, people retired from their first real job. They had a nice pension to live on. Housing values held. College grants funded their kids' education. Not anymore. Welcome to 2011 and the "new normal." In today's economy, layoffs are common, pay cuts are routine and reductions in benefits are cutthroat. Housing values have tanked and college grant offerings have gone downhill.

How have you changed your plan of action now that things are different?

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