Is insurance driving us out of our homes? - Public Insight Network | Miami Herald/WLRN

Is insurance driving us out of our homes?

The state created Citizens Property Insurance to be the insurer of last resort for Florida homeowners. But plans to shrink Citizens by loaning money to private insurance companies and allegations of corporate misconduct have sparked outcries by the public and some state officials.

On the other hand, the chair of the state Senate insurance committee says Florida needs to get "off the drug of artificially low insurance rates," particularly because non-Citizens policyholders would have to contribute for any shortfall if there were a major disaster.

Did your home insurance rise? Leave us a message at 305-330-WLRN (9576) or write your thoughts below. We'll be sharing some of your comments on WLRN's The Florida Roundup this Friday. We'll also answer your questions on an online Q&A with a Miami Herald reporter who has written extensively about Citizens, Toluse Olorunnipa, on Thursday, February 7th at noon at wlrn.org.

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First Name *

Last Name *

E-mail *

Phone *

City *

State or Province

Postal Code

Was or is your home insured by Citizens Property?

Yes

No

Was your home reinspected by Citizens recently? If so, did your rates go up after the reinspection? By how much?

If it is no longer insured by Citizens, what happened? For example, if your policy was transfered to a new
company, how were you notified and are you paying a different rate? Details are appreciated.

What have you done to seek relief from rising home insurance rates?

If a major hurricane devastated our area and Citizens did not have enough funds to cover the damages,
non-Citizens policyholders would have to help make up for the shortfall. What argument would you make
to those policyholders for why they should chip in?

What questions do you have about Citizens Property Insurance or property insurance generally?

Would you be interested in talking about these questions on WLRN radio? If so, are you free to make
a telephone call between noon and 1:00pm on Friday? *

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